Terms of Use

Last updated: August 11, 2026.

Welcome to Util Hub. By accessing and using this website and its tools, you agree to the terms and conditions set out below. If you do not agree with any part of these terms, we recommend that you do not use the site.

1. About the service

Util Hub provides a set of free online tools — such as calculators, converters and generators — that run directly in your browser. Using the tools requires no sign-up, login or installation of any software.

2. Use of the tools

You may use the tools freely for personal or professional purposes. In return, you agree not to use the site for any unlawful purpose, nor to attempt to overload, compromise, hack or interfere with the operation of the site, its servers or its networks.

3. Results and estimates

Util Hub's tools are provided for informational and educational purposes. The results shown — especially in financial, health, consumption or payroll calculators — are estimates based on the information you provide and on general-purpose formulas, and may not reflect your specific situation.

These results do not constitute financial, legal, medical, nutritional, accounting or any other kind of professional advice. For important decisions, always consult a qualified professional. You are solely responsible for how you use the results obtained.

4. Disclaimer of warranties

The site and its tools are provided "as is" and "as available", without warranties of any kind, express or implied. Although we strive to keep the tools accurate and available, we do not guarantee that the results are entirely accurate, complete or error-free, or that the site will operate without interruption.

5. Limitation of liability

To the fullest extent permitted by law, Util Hub and those responsible for it shall not be liable for any direct, indirect, incidental or consequential damages arising from the use of, or inability to use, the site, the tools or the results they generate.

6. Intellectual property

The name, layout, text, code and other elements of Util Hub are protected by copyright and may not be copied, reproduced or distributed without prior authorization. The results you generate with the tools (for example, a password or a link) are yours to use freely.

7. Third-party ads and links

The site may display ads served by third parties, such as Google AdSense, and contain links to other websites. We have no control over the content, policies or practices of these third parties and are not responsible for them. The use of cookies and ads is described in our Privacy Policy.

8. Changes to these terms

We may update these Terms of Use at any time. Changes take effect as soon as they are published on this page, with the revised update date shown above. Continued use of the site after changes constitutes your acceptance of the new terms.

9. Governing law

These terms are governed by the laws of the Federative Republic of Brazil. Any disputes shall be submitted to the competent courts in accordance with applicable law.

10. Contact

Questions about these Terms of Use? Reach us via the contact page.